RLI Transportation offers non-admitted transportation insurance on Mt. Hawley paper to appointed licensed surplus lines producers. All risks are individually underwritten.
Non-admitted Transportation Insurance
Our extensive experience in non-admitted transportation insurance, combined with our ability to create innovative solutions and work closely with our internal expert loss control team, helps us meet the needs of our insureds.
Everyone has a story and we are here to listen. All risks are diligently reviewed to find a creative solution. This is not a transactional product – we form partnerships and relationships with our producers and insured.
General Guidelines
- Minimum of 2 power units
- Policy minimum premium of $50,000
Coverages Offered
Note: Auto liability must be purchased for other coverages to be offered.
Auto Liability
RLI offers auto liability limits up to $1M with a range of liability deductible options. If higher limits are needed, we will work with our facultative excess market partners to find support. Coverage can be with or without PIP, UM, UIM and/or medical payments. We can offer hired and non-owned auto liability coverage.
Physical Damage
RLI offers physical damage with a range of deductibles starting as low as $2,500 for comprehensive and collision coverage.
Cargo/On Hook/In Tow
RLI offers coverage up to $1M limit.
General Liability
Basic premises liability coverage is offered where there is minimal third-party exposure.
Targeted Market
- Businesses that need loss control/safety/compliance assistance
- New operations
- Mixed fleet risks (can issue state and federal filings)
- Substantial change in risk: operations that are growing or shrinking and/or changing the commodity they haul
- Loss issues: frequency and/or severity
- Risks being cancelled or non-renewed
Trucking
- Significant number of new CDL drivers
- Dump trucks
- Recycling
- Waste haulers
- Sand and gravel
- Logging
- Hot shot operations
- Significant number of Mexican CDL drivers: Must have a valid Licencia Federal de Conductor issued by Mexico’s SCT and appropriate license class based on the type of vehicle operated
- Business must follow US cabotage rules
Commercial Specialty Auto
- Couriers including Amazon delivery
- Towing including repossession
- Drive away contractors
- NEMT (targeting risks with 15 or less passengers)
Public
- Paratransit operations including those with wheelchair lifts
Excluded States
CT, KS, KY, MA, NC, NY, NV, WA*, WV
*If a state filing is needed in WA, we cannot offer terms
States that require admitted paper and need non-prefered solutions (we may consider offering terms on admitted paper): IL, FL
Excluded Risk Types
- Businesses that operate in the 5 boroughs of NY (Manhattan, Brooklyn, Queens, The Bronx, Staten Island)
- Rental Operations
- Taxi
- Ride Share
- Food Delivery
- Charter Bus Operations
- Passenger carrying risks with 15+ passenger capacity
Benefits of RLI Transportation Partnership
- Free access to a dedicated loss control expert
- Free access to driver safety training videos through RLI Safety Solutions’ proprietary Learning Management System (LMS)
- One free weekday of onsite driver training from an RLI Loss Control expert
- Discounts on hardware and subscription costs from Samsara, Lytx, & Motive
- Free access to RLI Safety Solutions DOT compliance assistance
- Quarterly claim reviews available on larger risk