Personal Umbrella Policy (PUP)

Protects your customers with an extra layer of liability insurance.

Why do your customers need to purchase an umbrella? The New York Times can tell you.

RLI’s personal umbrella insurance is a good source of protection for your customers because it is:

Flexible — choose from $1, $2, $3, and $5 million in liability limits.
Affordable — we offer competitive premiums for all coverage limits.
Friendly — broad underwriting guidelines mean most people can easily qualify for the program regardless of the carrier providing the underlying coverages.
Easy — our self-underwriting application lets you know whether the risk is eligible as soon as you complete the form. RLI will solicit and bill the renewals for you.
Available — you have immediate access to the program with no minimum volume requirements. Contact us for an administrator in your area.

It’s fast and easy to get RLI personal umbrella insurance!

Our program is available through independent insurance agents and selected program administrators in all 50 states and the District of Columbia.

See if your customers qualify with our self-underwriting application.
Get a preliminary quote, then complete the application and have the insured sign it.
Contact RLI for a referral to a program administrator authorized to do business in your state.
A completed, signed application with full annual payment is required with submission for binding.
If you are interested in selling RLI's PUP, ask your program administrator for access to PUP Access, our online quote, issuance and inquiry system.