RLI Design Professionals

Comprehensive professional liability coverage for architects and engineers.

RLI Design Professionals offers outstanding coverage and risk management education for select A&E-specialist producers to market to architect and engineer firms.

Policy form:

• Defendants’ reimbursement of expenses — $500 per day subject to $12,500 maximum (reimbursement applies day one)
• ADA/FHA/OSHA regulatory or administrative action reimbursement — $30,000 per policy period
• Free pre-claims assistance
• Disciplinary proceedings reimbursement — $5,000 per proceeding
• Pollution incident coverage
• Definition of "Insured Person" includes temporary or leased personnel and retired personnel
• Predecessor firm coverage, including joint ventures
• Worldwide coverage
• Liberalization clause
• Blanket waiver of subrogation provision
• Punitive damages extension where allowable by law
• Deductible mediation credit of 50% subject to a $12,500 maximum
• Automatic 90-day coverage for acquired or merged entities
• Innocent insured provision
• Marital or domestic partner extension
• Consent to settlement provision — 50/50 co-share between "Insured" and "Insurer"
• 60-day automatic extended discovery period
• Final adjudication provision for intentional or dishonest acts
• Automatic excess coverage for separately insured projects
• Bilateral extended reporting period provision

Visit the RLI Design Professionals website to contact an underwriter

The above features are representative of the types of coverages offered by RLI, which may vary with each individual policy. The actual coverages, terms and conditions will be set forth in the insurance policy.