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Who qualifies for RLI Home Business Insurance?

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RLI Home Business Insurance - Insurance coverage for your home based business

  1. You live in a U.S. state or the District of Columbia.
  2. You are looking for business personal property insurance and business general liability coverage, NOT homeowners insurance, professional liability insurance or automobile insurance.
  3. Your business is home-based, not located in a retail store or commercial office space. Note: this does not mean you must conduct all business activities at home.
  4. Your home is the only permanent business location, though it is OK to operate from another site, such as a craft show, on a temporary basis.
  5. The type of business you operate is eligible for the RLI policy. To see if your business qualifies, check out our complete list of home based businesses.

If all of the basic requirements outlined above are not met, RLI’s Home Business Insurance policy is not available. However, if the basic requirements outlined above are met, it’s easy to get RLI Home Business Insurance. Purchase a policy by contacting RLI.

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