RLI Home Business Insurance
Eligible Businesses

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The following is the list of home based businesses eligible for RLI Home Business Insurance, in its entirety. If the businesses you run from home are listed, you may be eligible for our Home Business Insurance policy. If your home-based business is not listed, you are not eligible, but maybe you can find ideas for a good business to start from home which we can help you protect!

Pre-qualified Businesses

Abstracting and Indexing Service
Accounting Service
Adjuster (Public or Independent Claim Adjuster)
Advertising Specialty Items Sales (3)
Antique Gallery/Shop (1)
Appraisal Service
Art Gallery/Art Studio (1)
Artist Supplies
Auctioneer (3)
Auditor
Bakeries
Balloon Art
Barber (6)
Barber Supplies (5)
Beautician (6)
Beauty Supplies (5)
Billing Service
Book/Magazine Distributor
Bookbinding
Bookkeeping Service
Calligraphy
Camera/Photography Sales or Repair
Candle Sales, excluding sales of candles
   made by individuals (5)
Candy/Nut Confections
Car Detailer
Cell Phone/Pager Sales
Ceramics
Clock or Watch Repair
Clowns, Magicians, Entertainers excluding Bands & 
  Disc Jockeys (2)(10)
Computer Consultants and Trainers who are not involved
  in development of custom applications/programs
Computer Repair
Computer Sales
Computer Service Bureau
Cosmetics Sales (Avon, Mary Kay, etc.) (3)(4)
Crafts, excluding manufacturing/distribution of candles
   made by individuals
Dance Instructors (9)
Database Management
Desktop Publishing (3) (4)
Draftsman
Dry Food Products/Mixes Vendor
Editorial Service/Proofreaders (3) (4)
Embroidery
Engraving
Expert Witness Consultants
Financial Planning, excluding discretionary trading
  authority and/or access to customers’ funds
Floral Arrangement
Food Broker
Food Supplements/Vitamins
Furniture Refinishers
Games/Puzzles Vendor (5)
Geneologists (3)
Gift Delivery Service (balloons, gift baskets, etc.) (5)
Gift Shop, excluding manufacturing/distribution of candles
   made by individuals
Glassware
Graphic Artist/Designer
Handicrafts, excluding manufacturing/distribution of
   candles made by individuals
Hearing Aid Sales
Hobby & Model Supplies, excluding explosives
  and propellants
Household Products (Amway, Fuller Brush, etc.)
Information Search Retrieval (4)
Insurance Agent
Interior Decorating
Interior Window Treatments
Inventory Control Specialist
Jewelry (Costume)
Kitchen Supplies (Tupperware, etc.)
Ladies/Girls Clothing, Accessories
Lingerie
Leather Goods
Loan Origination Service
Locksmith
Market Research (4)
Medical Claims Processing
Men’s/Boy’s Clothing, Accessories
Models (3)
Monogramming
Musical Instrument Sales/Repair
Newspaper/Magazine/Book Delivery
Notaries
Office Machine Repair
Office Supplies Vendor
Paper Goods
Pay Telephone Provider
Personal Care Products (4)(5)
Personal Fitness Trainer (2)
Personal Image Consultants (3)
Personalized Books & Gifts
Pet Sitters (7)
Photographer/Photography Studio
Picture Framing
Prepaid Calling Card Vendor, excluding sales
   from vending machines
Printer (3) (4)
Professional Organizer
Professional Speakers (3)
Publisher (4)
Real Estate Agent
Religious Goods
Residential Inspection Services (5)(8)
Resume Service
Retail Toy Sales
Rubber Stamp Business
Scrapbooking
Secretarial Service
Seed Sales
Shoe Repair
Sign Painting
Stationery
Stenciling
Tailoring, Alterations, Seamstresses
Taxidermist
Tax Preparation
Teachers/Tutors except sports, physical education,
  industrial or martial arts (2)(10)
Telemarketing, Telephone Solicitation (3)
Telephone Answering Service/Voicemail
Toner Cartridge Recharging
Transcribing, Court Reporters (3)
Translator (3)
Travel Agent
Trophy Sales
TV/VCR Repair
Upholsterer
Video & Music Sales/Rental
Videotaping, Dubbing, Editing (3)
Vinyl/Leather Repair
Website Designer
Wedding & Party Planners
Wedding Cake and/or Cookie Sales
Windshield Repair
Wood Furniture Crafters (5)
Wood Products excluding toys and furniture
  manufacturing
Word Processing
Writers/Authors (3) (4)

NOTES:
(1) Actual Cash Value Basis Only
(2) Not Eligible in California, Kansas or New Jersey
(3) Personal and Advertising Injury Exclusion Applies
(4) Intellectual Property Hazard Exclusion Applies
(5) Products Liability Exclusion Applies
(6) Includes Professional Services
(7) Pet Sitting Services Endorsement Applies
(8) Residential Inspection Services Endorsement Applies
(9) Medical Expenses Coverage Exclusion Applies
(10) Abuse/Molestation Exclusion Applies