Home Business Insurance

Do you have a market for your "work at home" customers?

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Who qualifies?
Eligible businesses
See rates
Free marketing material
Fill-in-and-print Home Business Insurance applications

Unique coverage for your customer’s home-based business.

The RLI Home Business Insurance policy, specifically designed for home-based business, crafters and hobbyists, is written on an ISO BOP form. While standard homeowner endorsements offer some coverage, many DO NOT cover most business-related losses.

On the other hand, an RLI Home Business Insurance policy includes:

• Up to $1,000,000 in business general liability coverage, both on and off the residence premises.
• Up to $100,000 in business personal property (BPP) limits for protection at home and while temporarily off premises (up to $50,000 BPP in LA & NH).
• A standard $250 deductible.
• Up to $5,000 per person for medical payments to customers or vendors injured on your premises.
• Optional coverages for money and securities.
• Availability in all states and the District of Columbia, regardless of the carrier providing the homeowner coverage.

How to access the RLI Home Business Insurance policy.

Our program is available through independent insurance agents and selected program administrators in all states with premiums starting at $150!

• First, check the list of eligible home businesses to see who can qualify. Simply complete an RLI Home Business Insurance policy application.
• Fill in the blanks online, print for signature, review it for eligibility, and have the insured sign it.
• Contact RLI for a referral to a program administrator authorized to do business in your state.

Last Updated November 15, 2007