Employment Practices Liability

Each RLI Employment Practices Liability policy is unique.

If "off the shelf" EPL forms are not adequate for your clients’ needs, look into RLI’s Employment Practices Liability policy.

Our EPL policy features:

• Both duty-to-defend and non-duty-to-defend options
• No mandatory binding arbitration
• Leased workers and independent contractors coverage
• Seasonal and temporary workers coverages
• Loss includes pre- and post-judgment interest, back pay, and front pay

Like all RLI EPG products, our Employment Practices Liability policy features:

• Available in both primary and excess coverage
• Automatic merger and acquisition and automatic run-off coverages
• Broad punitive damage and spousal liability coverages
• Zero retention for favorably resolved claims
• Bilateral discovery and a three-year discovery quote guaranteed

Also, investigations are included in the definition of claim, and all our coverages feature "Pay on behalf of" language, claim notice "as soon as practicable," full severability, are non-cancelable (except for non-payment of premium) and insure your clients worldwide.

Our target market for EPL includes, but is not limited to:

• Public and private companies with employee counts below 10,000
• Companies involved in manufacturing, distributing, wholesale operations, and select retail

Visit the EPG website for downloadable policy forms and applications
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