CyberSecure™: Network Security and Privacy Coverage

For your client's company, liability begins when they turn on their computers.

Merely having a website can put your customers at risk-to breaches in network security, to copyright infringement, and to slanderous content. And if your clients gather personal or private data, their exposure to information privacy issues increases exponentially.

RLI has the coverages and expertise to protect your customers from financial loss arising from network security and privacy breaches. See why our comprehensive CyberSecure™ coverage can offer protection from many types of cyber risk-an unavoidable, but very real threat to doing business today.

CyberSecure™ includes:

First Party Coverage

• Business interruption loss
• Data restoration loss
• Crisis/event management loss (including breach notification costs, public relations expense, and credit monitoring)
• Cyber extortion loss

Third Party Coverage

• Network security liability
• Privacy liability (including regulatory defense coverage)
• Electronic media liability (multimedia endorsement, depending on the risk)
• Professional liability (tech and professional services)

Our target market includes:

• Healthcare (hospitals, health care organizations, third party administrators, personal lines insurance companies and managed care organizations)
• Financial services (small regional banks, credit unions, insurance companies and loan servicing companies)
• Technology service providers (application service providers, systems integrators, web-hosting and data recovery entities)
• Traditional service providers (lawyers, accountants, consultants, professional employer organizations, temporary help firms, real estate companies and hospitality firms)
• Retailers (brick and mortar, as well as Internet sales)
• Exceeding $2 million in annual revenues

Additional CyberSecure^TM features:

• $10 million capacity/ Minumum premium $25,000 / Minumum deductible $25,000
• Privacy breach includes non-electric private information
• Coverage for data theft as a result of stolen laptop
• Coverage for service provider network interruption
• Available in excess coverage (Pure follow-form coverage sits over all coverages)
• Automatic merger and acquisition coverage
• Punitive damage coverage
• Claim notice "as soon as practicable"
• Worldwide coverage

RLI is rated "A+" (Superior) by A.M. Best, "A+" by Standard & Poor's, and has appeared in the Ward's 50, a respected benchmark group of the insurance industry's top performing companies, every year of the list's existence.

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